Risks

Lending and borrowing carry real risk. Read this before you supply or borrow, and only use money you can afford to lose.

Smart contract risk

Loans run on code. A bug in that code, or in anything it depends on, could lose funds. Review what Fund publishes about the lending program before you use it.

Oracle risk

Loans are valued with price feeds. A wrong or late price can cause a liquidation that should not happen, or miss one that should. The feeds Fund uses are published here before borrowing opens. Prices on this website are live from Jupiter.

Liquidity risk

If a pool is fully borrowed, suppliers wait to withdraw until borrowers repay. Rates rise sharply at that point to speed repayments, but the wait is not zero.

Market risk

Prices move. If your collateral falls fast, your loan can be liquidated and you lose part of it. A fast fall can also make liquidations harder for the market to absorb.

Asset risk

• Stablecoins (USDC, USDT) depend on their issuers and can lose their dollar peg.
• JitoSOL is a liquid staking token and depends on the Jito staking program.
• cbBTC is Bitcoin held by Coinbase and depends on that custodian.
• ETH on Solana is bridged through Portal (Wormhole) and depends on that bridge.

Wallet safety

Fund never sends direct messages, never asks for your seed phrase and never asks you to install anything. The only Fund account on X is @fund_fi. Check the address bar before you connect.

Nothing on Fund is financial advice. Rates are not guaranteed and can change at any time.